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Monday, January 26, 2009

Motivational Monday...

No Spender's, we are in the home stretch! Can you believe in less than a week we will have completed our first NSM!? It hasn't always been easy that's for sure but oh how rewarding it has been...wow!

I just want to say that I am pleased with our accomplishments. I wasn't real sure if we could do it and for the most part, we exceeded my original expectations. Though, I was motivated to begin my first 'NSM', down deep I was a bit worried if I would be able to follow through.

I've had some unplanned for expenses, that I've learned to plan for, for the following NSM's. I've even had a few weak moments. Still, eating out a couple of times this month is nothing compared to the 10+ times we would typically eat out.

I went into our little grocery store twice this month, compared to the twice weekly I would have usually done. I didn't even set foot into the local Kmart, which I would do weekly and drop a minimum of $50.

There were no real temptations for me because we didn't have money sitting in our account with no place to go. I spent all but $50 of it on bills. That is really the way to go in my opinion. For me, I just don't do well with having a lot of money in my bank account so for my next 'NSM', I will do it the same way and just spend all the money on bills.

Lets finish strong this week! Ending our first 'NSM' with a bang! No matter what your personal goal was for the month, just thinking about where you are spending your money is a very good thing. Thinking twice about making a purchase will help so much in improving your financial situation.

Now lets hit the ground running...


5 comments:

Karen (KayKay) said...

Michelle, you have done such a great job! This has been very encouraging.

Michelle said...

KayKay, thank you so much for cheering me on...it has helped so much in keeping me motivated.

Michelle said...
This comment has been removed by the author.
Anne said...

My boys are anxiously awaiting February and some chinese food!! I can't say I succeeded with not-spending-extra, but I did certainly suceed in our eating out - only two times this month. Huge improvement - HUGE. New goal for the new month.....don't know yet....

Anne

Michelle said...

Anne, that is awesome!

I think our goal for Feb will be eating out 3 time. Only because of Valentine's. I really want to stick to only twice a month dining out...on payday!

You've done great!